General:
Access to and the use of this is subject to the provisions and terms set forth hereunder, and constitutes an unequivocal agreement to such provisions and terms and an undertaking to act in accordance therewith. The Terms of Use have been prepared in the masculine gender for convenience only and words importing that gender shall apply equally to the other genders.

Limitation of Liability:
The details presented on this website are for informational purposes only and should not be viewed as a proposal and/or advice to acquire/sell or hold financial assets in general or hold the financial product/s mentioned on this Website in particular.
The detailed descriptions herein are incomplete and insufficient for the purposes of making an investment decision. For different investors there is likely to be a range of different needs and goals, and therefore, it is incumbent upon each investor to match their investment/s to their specific and personal needs. The distribution of the information contained in this Website in certain countries may be restricted by law and persons who access it.
The information contained in this Website does not constitute an offer or solicitation in any jurisdictions in which such an offer or solicitation is not authorized. Subscription for interests in any of the financial products, including structure products and mutual funds, mentioned in this Website is to be made on the terms of the relevant prospectus or offering document and no reliance should be placed on the information contained herein. Information contained herein has been taken from sources considered to be reliable but no warranty is given that such information is accurate or complete and it should not be relied upon as such.
The use of the Website and of the information thereon is the sole responsibility of the user and the user hereby waives any demand, claim and/or action in connection with the information displayed thereon including any matters relating to its completeness, accuracy, authenticity, correctness, its being up-to-date and/or suitable for any specific need and particular purposes.
Protection of information and Change of Use Provisions:
The user agrees that the information provided may be used by KIMFO for its own internal purposes. The user hereby agrees that KIMFO may use the information to send marketing material and also the user explicitly agrees and requests that such material be sent to him. KIMFO retains the right in its sole discretion to change from time to time the Website’s Terms of Use provisions, without specific prior notice, and the user hereby waives any claim and/or action in connection with any such aforesaid changes. All changes will be binding on the user from the date published on the Website or from the date of receipt of notice thereof from KIMFO in any other manner, whichever shall be the earlier.

Jurisdiction:
The use of the Website is subject to the laws of the State of Israel without regard to Private International Law provisions, and any claim and/or action regarding same brought in connection with the Website shall be decided in a court of competent jurisdiction in Tel Aviv, Israel, to which is accorded exclusive jurisdiction in all matters associated with the adjudication of any claims and/or actions whatsoever. It is hereby clarified that nothing in this clause shall be deemed as determining the Venue and Jurisdiction relation to the products mentioned in the Website.

LEGAL:
KIMFO Financial Strategies Ltd (“KIMFO”) is engaged in investment marketing, and not in investment advising, as defined in the Israeli Regulation of Investment Advising, Investment Marketing and Investment Portfolio Management Law, 1995.

In order to provide its clients with financial products and services which are suitable for their requirements, KIMFO has created an affiliation with the following leading financial institutions (“Affiliated Institutions”):
Commerzbank, Tradition Securities & Futures OTC and Pictet & Cie .

In ensuring that the services provided by KIMFO to its clients involve financial products suitable for the clients’ requirements, KIMFO may prefer products which are issued by the Affiliated Institutions.

KIMFO has arrangements with the Affiliated Institutions allowing it to share fees received by the Affiliated Institutions with respect to the marketing of financial products (including mutual funds and structured products) provided by them.

Copyright:
The Website and all copyright with respect thereto is owned by KIMFO, including its name, design, the information appearing therein as well as its content belongs to KIMFO and to those third parties from whom KIMFO duly obtained permission. None of the information on the Website may be copied, duplicated, distributed, sold, changed or commercial use made thereof or be used commercially in any electronic or mechanical manner, or by any other means without KIMFO’s express prior written authorization.